Even if the bank said no to your mortgage or home equity loan application- we say YES!
Bank said no? We can help!
With our flexible approval process and our extensive knowledge of the mortgage lending industry we can provide you with the knowledge and products. We specialize helping self employed people use stated income get competitive mortgages.
One Stop Mortgage can match you up with a wide variety of lenders who DO NOT use the same rules as the BIG BANKS to approve your application.
Give one of our Mortgage Brokers a call today to see how we can turn your application into an approval.
Simply fill out our quick application form to apply.
Please enter your information and one of our Mortgage Brokers will contact you regarding your financing needs.
We say YES when the bank says no to debt consolidation loans!
Canadians owe a lot of money. Stats Canada reported that household debt ratio to annual disposable income reached a new high of 164.6%! (see Canadians are carrying more debt than ever before) So the average household in Canada now owes more than 1 1/2 times its annual income. This is shocking considering our global economic instability. Still, people don’t seem to want to talk about or even think about their debt. Once you’ve become overwhelmed with it and the prospect of losing your home becomes a reality, it is often too late.
Signs you have a debt problem
- Refusal to acknowledge debt
- Don’t ask and don’t talk to anyone about money
- Using one credit card to pay off another
- Spending your emergency money, while promising to pay it back later
- Using your bank overdraft as a backup while you wait for your paycheque
At some point, your debt will come back to haunt you, and no matter what promises you make to yourself, or how you try to hide it, it will be a big problem. It’s time to take control of your debt and take back your life before your debt controls you.
We can relieve all your payments and provide a low cost,low interest rate product that will provide our clients with one easy payment by Debt Consolidation.
Debt Consolidation Loan
One of the best ways to take control of your debt is to take out a debt consolidation loan. A debt consolidation loan is best when it is based on the equity in your home, since you are able to borrow money against your home at a much lower interest rate to pay off your multiple sources of debt. Just by going with a lower interest rate through this method, you are automatically beginning to pay off your debts!
This allows you to
- Reduce monthly payments
- Use one easy payment to pay bills instead of multiple payments at differing interest rates
- Save thousands in interest payments, fees and penalties
- Reduce your stress over your debt load
- Begin to get out of debt
- Improve your credit rating
Not sure how to begin?
Contact the team of Mortgage Brokers today at 1-877-874-8988. If you own your own home and live in BC or Alberta, they can help you with a home equity loan and debt consolidation options. Even if the bank turned you down, we can help!
Work with our Winning Team!
One Stop Mortgage Corp. and its employees are dedicated to provide all our clients the absolute best customer service. Since 1994 we have made home equity loans or home equity lines of credit simple.
Apply now and get the best deal for your particular financial situation.