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Find the Right Mortgage for YouRefinancing What are the lowest mortgage rates? Who has the lowest mortgage rates? Are you having trouble renewing your mortgage or not happy with your rate? With record lows in the Bank of Canada Rate, and more and more institutions providing competitive product, we can look at providing you with the most competitive mortgage products around that not only lower your monthly payment but give you better financial freedom. The most common consumer refinancing is for a home mortgage. Obtaining a new loan to pay off an existing loan. Refinancing is a popular practice when interest rates drop or when it is more favorable to have a 5 year mortgage as opposed to a variable rate or vice versa. The new loan pays off the old loan, so you just make payments on the newer (presumably better) loan. Sometimes a borrower will borrow a little extra during refinancing to take some equity out, they may have any use for this money such as a vacation, home improvement, new car , etc. You can refinance a first mortgage or a second mortgage or combine the two mortgages into one Sergio Spadavecchia, Saverio Spadavecchia, Mark Chala, Thearoth Chan and Michael Hamman round out the private mortgage team at One Stop Mortgage Corp. |
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