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Sustainable, attractive double digit returns backed by local real estate and administered in house since 1994.
What are private mortgages and how are they different than traditional mortgages?
Private mortgages are loans extended by individual investors or private firms, rather than conventional banks. They offer flexible lending solutions for those who don't meet typical lending criteria, possess unique properties, or encounter credit hurdles. This provides investors with a chance to diversify their portfolios and achieve desirable returns backed by real estate.
What are the typical returns on private mortgage investments?
Currently our investors are averaging returns of 9.5%-13.99%
How are private mortgages secured?
The exact same way banks secure traditional mortgages in British Columbia and or Alberta. The investor is registered directly on title as the mortgage holder.
How do I invest in private mortgages?
There are multiple ways to invest; cash, through a numbered company, or self directed RSP, RRIF, TFSA, RESP, LIRA. Contact us to explore these possibilities and how private mortgage lending can support your investment objectives while diversifying your portfolio.
What is the minimum investment required to participate?
OSM accommodates investors of all types and net worths, whether you’re just starting out or are a seasoned veteran. Contact us to discuss putting your money to work for you.
How liquid is a private mortgage investment?
Compared to other investments such as stocks or bonds, private mortgage investments typically carry a 12 month term. Over our 30 year history our lenders have come to love this type of investment and traditionally are happy to offer renewals or extensions on their investment.
